Effective Date: October 22, 2023
Last Updated: August 29, 2026

FBS Consulting Solutions, LLC ("FBSCS," "we," "us," or "our") owns and operates FBS Consulting Solutions websites, landing pages, digital properties, assessments, forms, courses, programs, online services, and related business activities.

References in this Privacy Policy to "this site," "our website," "our services," or similar terms include websites, landing pages, online forms, assessments, digital products, courses, customer portals, email communications, and other digital properties owned, operated, or controlled by FBS Consulting Solutions, LLC.

This Privacy Policy explains how we may collect, use, process, store, disclose, and protect information obtained through our online and digital services.

By accessing or using our websites or services, you acknowledge the practices described in this Privacy Policy.

HOW WE MODIFY THIS PRIVACY POLICY

We reserve the right to modify this Privacy Policy at any time and without prior notice by posting an amended Privacy Policy on our website.

The "Last Updated" date appearing at the top of this Privacy Policy will indicate when material revisions were last made.

Where required by applicable law, we may provide additional notice regarding material changes.

Changes to this Privacy Policy will apply prospectively unless otherwise permitted or required by law.

If a material change would significantly alter how previously collected personal information is used, we will handle that information in accordance with applicable legal requirements.

TYPES OF INFORMATION WE COLLECT

Personal Information

"Personal Information" means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked to an individual or household.

Depending on how you interact with us, Personal Information may include:

Name Email address Telephone number Mailing or billing address Company or organization name Job title Professional information Account information Purchase or transaction information Scheduling information Course or program enrollment information Form submissions Assessment responses Questionnaire or survey responses Coaching or consulting intake information Communications with us Information voluntarily submitted through our services Other information reasonably necessary to provide a requested product or service

The specific categories of Personal Information collected will depend on how you interact with FBS Consulting Solutions, LLC.

USAGE AND DEVICE INFORMATION

We may automatically collect certain information when you access or use our websites or digital services.

This information may include:

IP address Device type Browser type Operating system Referring URL Pages visited Links clicked Date and time of access Time spent on pages General geographic location Device identifiers Cookie identifiers Advertising identifiers Website activity Form interactions Conversion events Traffic source information Technical performance information

We may use this information to understand how our websites are used, improve performance, protect our services, analyze traffic, measure marketing effectiveness, and improve user experiences.

HOW AND WHEN WE COLLECT INFORMATION

Information You Provide

We may collect Personal Information when you:

Complete a form Request information Register for a product or service Purchase a product Enroll in a course Schedule an appointment Complete an assessment Complete a survey or questionnaire Participate in coaching or consulting Subscribe to email communications Contact customer support Attend an event or program Communicate with us by email, telephone, website, social media, or other means

Information Collected Automatically

We may collect information automatically through cookies, analytics systems, advertising technologies, web beacons, pixels, server logs, and similar technologies.

Information From Service Providers or Other Sources

We may receive information from service providers, advertising platforms, payment processors, marketing platforms, analytics providers, referral partners, affiliates, or other sources where permitted by law.

ASSESSMENTS, QUIZZES, QUESTIONNAIRES, AND SURVEYS

FBS Consulting Solutions, LLC may provide assessments, self-evaluations, questionnaires, surveys, quizzes, scoring tools, intake forms, or similar interactive resources.

Information collected through these resources may relate to:

Marriage and relationships Communication Personal development Career development Leadership Business needs Marketing Technology Artificial intelligence Professional goals Coaching objectives Training needs Other subjects relevant to the specific resource

We may use assessment information to provide:

Results Scores Educational insights Recommendations Relevant resources Program information Follow-up communications Products or services related to the subject matter

Assessment responses may involve personal topics. Users should provide only information reasonably necessary to participate.

We encourage users not to provide passwords, Social Security numbers, financial account credentials, medical records, or other highly sensitive information unless specifically requested through an appropriate and secure process.

HOW WE USE YOUR INFORMATION

We may use Personal Information and Usage Data for legitimate business purposes, including to:

Provide products and services Process transactions Provide assessment results Register users for courses or programs Deliver digital products Schedule appointments Provide coaching or consulting services Respond to inquiries Provide customer support Communicate regarding transactions Deliver requested resources Maintain customer accounts Personalize experiences Analyze website performance Improve products and services Develop new products or services Measure advertising performance Conduct marketing activities Maintain business records Detect or prevent fraud Protect our systems Investigate misuse Enforce agreements Comply with applicable laws Protect our rights or the rights of others

We may also use information for internal analytics, research, reporting, service improvement, and business planning where permitted by law.

EMAIL COMMUNICATIONS

If you provide an email address, we may use it to provide requested information, including:

Assessment results Transaction confirmations Product access Course information Appointment information Customer service Requested downloads Administrative notices

Where permitted and where appropriate consent has been obtained, we may also send promotional communications regarding:

Educational resources Courses Books Coaching Consulting Events Workshops Digital products Business resources Relationship resources Career resources Artificial intelligence resources Products and services Special offers

Users may unsubscribe from promotional email communications by following the unsubscribe instructions included in those messages.

Unsubscribing from marketing communications will not necessarily prevent us from sending transactional, administrative, security, or service-related communications.

SMS AND TEXT MESSAGING

If we offer SMS or text-message communications, mobile telephone numbers may be collected and used for purposes disclosed at the time of enrollment.

Where required, appropriate consent will be obtained before sending marketing text messages.

Message and data rates may apply.

Users may opt out according to instructions provided through the applicable messaging program.

We do not sell mobile telephone numbers to third parties for their independent marketing purposes.

COACHING, CONSULTING, COURSES, AND DIGITAL SERVICES

When you participate in coaching, consulting, courses, training programs, workshops, digital products, memberships, or similar services, we may collect information necessary to:

Provide the service Communicate with you Manage enrollment Deliver content Process transactions Maintain records Track participation Provide support Improve our programs

Information you voluntarily provide during coaching or consulting may also be used to prepare recommendations or provide services requested by you.

ARTIFICIAL INTELLIGENCE AND AUTOMATED TECHNOLOGIES

FBS Consulting Solutions, LLC may use artificial intelligence, machine learning, automation, or related technologies in connection with certain business functions and services.

These technologies may assist with:

Content development Analysis Workflow automation Customer support Educational services Business consulting Marketing Administrative processes Digital tools

Depending on the particular service, information may be processed by third-party AI or automation providers acting as service providers.

Users should not provide highly confidential, regulated, or sensitive information to AI-enabled tools unless specifically requested and appropriate safeguards are in place.

We may review and evaluate the use of such technologies as our business practices and applicable requirements evolve.

PAYMENT INFORMATION

Payments may be processed through third-party payment processors.

Depending on the transaction, we may receive information such as:

Customer name Email address Billing address Transaction amount Purchase details Payment status Transaction identifiers

Complete credit-card or payment-account information may be collected and processed directly by the applicable payment provider rather than FBS Consulting Solutions, LLC.

Third-party payment providers maintain their own privacy and security practices.

INFORMATION SHARING AND DISCLOSURE

We may disclose Personal Information and Usage Data as described in this Privacy Policy and as permitted or required by law.

Service Providers

We may provide Personal Information or Usage Data to service providers that assist with the operation and maintenance of our business.

These may include providers supporting:

Website hosting Email delivery Marketing Customer relationship management Forms Assessments Scheduling Payment processing Analytics Advertising Artificial intelligence Automation File storage Course delivery Video hosting Customer support Cybersecurity Communications

Service providers may process information as necessary to perform services for FBS Consulting Solutions, LLC.

We may enter into appropriate contractual arrangements with providers where required or appropriate.

Affiliated Entities

We may disclose information to affiliated entities that we legally control, are controlled by, or are under common control with us, where permitted by law.

Business Partners

Where appropriate and permitted by law, we may share information with business partners, referral partners, affiliates, joint venture partners, or other organizations in connection with a specific business relationship, transaction, promotion, or service.

Successors and Business Transfers

If FBS Consulting Solutions, LLC sells or transfers all or part of its business or assets, merges with another organization, is acquired, restructures, enters bankruptcy, or participates in another corporate transaction, Personal Information and Usage Data may be transferred as part of that transaction.

Any successor or transferee may assume rights and obligations concerning information as permitted by applicable law.

LEGAL PROCESS, ENFORCEMENT, AND SECURITY

We reserve the right to disclose Personal Information or Usage Data when we reasonably believe disclosure is necessary or appropriate to:

Comply with applicable law Respond to a subpoena or court order Respond to a lawful government request Enforce agreements Protect our legal rights Protect property Investigate suspected fraud Prevent misuse of our systems Protect users or third parties Respond to security threats Prevent or investigate illegal activity Protect against potential liability

We may also preserve information where reasonably necessary in connection with actual or anticipated legal proceedings.

COOKIES, PIXELS, AND WEB BEACONS

We may use cookies and similar technologies to collect Usage Data and improve our websites and services.

A cookie is a small file stored on a user's device that may allow a website to recognize a browser or remember certain information.

Cookies and similar technologies may be used to:

Remember preferences Maintain website functionality Analyze website traffic Measure engagement Personalize content Track conversions Support advertising Detect security issues Improve user experiences

Third-party providers may also use cookies, pixels, tags, or similar technologies in connection with analytics, advertising, social media, or other services.

Users may be able to manage cookies through browser settings or available cookie-management tools.

Disabling cookies may cause certain website functionality to operate differently or become unavailable.

ANALYTICS

We may use third-party analytics providers to monitor and analyze traffic and use of our websites and services.

Analytics providers may collect information regarding:

Website visits Page views Device characteristics Browser characteristics Traffic sources General location Engagement Conversion activity Other usage information

Analytics information may be used to understand user behavior, evaluate marketing performance, improve our websites, and improve our products and services.

ADVERTISING AND REMARKETING

We may use advertising platforms, pixels, cookies, conversion tracking, audience tools, or similar technologies to advertise FBS Consulting Solutions, LLC products and services.

These technologies may be used to:

Measure advertising effectiveness Attribute conversions Build audiences Deliver relevant advertising Support remarketing or retargeting Analyze campaign performance

Third-party advertising platforms operate under their own privacy policies.

Depending on applicable law, users may have rights to limit certain targeted advertising, sharing, or related data processing.

SOCIAL MEDIA INTERACTIONS

We may maintain profiles, publish content, advertise, communicate, or interact with users through third-party social media platforms.

When you interact with our content through a social media platform, that platform may collect information regarding your activity.

Your use of social media platforms is subject to the privacy policies, terms, and practices of those platforms.

FBS Consulting Solutions, LLC does not control the independent collection or use of information by third-party social media platforms.

LINKS TO THIRD-PARTY, AFFILIATE, AND JOINT VENTURE SITES

Our websites, emails, assessments, courses, programs, advertisements, and other communications may contain links to websites, products, offers, applications, platforms, or services operated by third parties, affiliates, referral partners, advertisers, or joint venture marketing partners.

When you leave an FBS Consulting Solutions, LLC website or service and access a third-party property, information you provide to that third party will be governed by the third party's privacy policy, terms, security practices, and business practices.

If you click a third-party link, register for a third-party offer, make a purchase, or otherwise provide information through a third-party website or service, your information may be collected directly by that third party.

FBS Consulting Solutions, LLC does not control third-party websites or services and has no responsibility or liability for the privacy policies, data practices, security practices, content, products, representations, transactions, availability, conduct, or actions of third-party websites, advertisers, affiliates, referral partners, joint venture partners, service providers, or other external entities.

The inclusion of a link does not, by itself, constitute an endorsement or guarantee of the third party.

You are responsible for reviewing the privacy policy, terms, disclosures, security practices, and other applicable policies of third-party websites before providing information, making a purchase, or using their services.

Where required by applicable law, we will disclose material affiliate, sponsorship, referral, or similar commercial relationships.

DATA SECURITY

We implement reasonable administrative, technical, and organizational safeguards designed to protect Personal Information from unauthorized access, disclosure, alteration, destruction, loss, or misuse.

Security measures may include, where appropriate:

Access controls Authentication Secure hosting Encryption technologies Vendor controls Administrative procedures Security monitoring Technical safeguards

However, no website, computer system, network, electronic storage system, or transmission over the Internet can be guaranteed to be completely secure.

Accordingly, although we take reasonable measures designed to protect Personal Information, we cannot warrant or guarantee the absolute security of information transmitted to, stored by, or processed through our websites, systems, service providers, or other digital services.

Users provide information electronically at their own risk to the extent permitted by applicable law.

SECURITY INCIDENTS

If we become aware of a security incident involving Personal Information, we may investigate, contain, remediate, and document the incident.

Where required by applicable law, we will provide legally required notifications to affected individuals, regulators, or other appropriate parties.

DATA RETENTION

We retain Personal Information for as long as reasonably necessary to fulfill the purposes for which it was collected and for legitimate business or legal purposes.

Retention periods may depend upon:

Nature of the information Relationship with the user Products or services provided Legal requirements Contractual obligations Tax requirements Accounting requirements Recordkeeping needs Fraud prevention Security requirements Litigation or dispute needs

Information may remain in routine backups for a period after removal from active systems.

INTERNATIONAL AND CROSS-BORDER DATA TRANSFERS

FBS Consulting Solutions, LLC is based in the United States.

Personal Information may be stored or processed in the United States or in other countries where our affiliates, service providers, contractors, or technology providers operate.

By interacting with our services, information may therefore be transferred outside your country of residence where permitted by applicable law.

Privacy and data-protection laws in other jurisdictions may differ from those of your country.

Where required, we may use appropriate safeguards or legal transfer mechanisms.

ACCESSING, CORRECTING, AND DELETING PERSONAL INFORMATION

Depending on applicable law, users may have rights concerning their Personal Information.

Such rights may include the right to:

Request access Request correction
Request deletion
Request information about data use
Request data portability
Withdraw consent
Object to certain processing
Restrict certain processing
Opt-out of certain marketing
Opt-out of certain targeted advertising
Opt-out of certain sales or sharing of information

Applicable rights vary by jurisdiction and may be subject to legal exceptions.

We may need to verify identity before responding to certain requests.

Requests may be submitted using the contact information provided below.

UNITED STATES STATE PRIVACY RIGHTS

Residents of certain U.S. states may have rights under applicable state consumer privacy laws.

Depending on the law and whether it applies to FBS Consulting Solutions, LLC, rights may include:

Access Correction Deletion Portability Information regarding processing Opt-out rights Targeted advertising rights Rights regarding certain sales or sharing Appeals regarding privacy requests Protection against unlawful discrimination for exercising privacy rights

We will process qualifying requests in accordance with applicable legal requirements.

CALIFORNIA PRIVACY RIGHTS

California residents may have additional rights under applicable California privacy laws.

Depending on applicability, these may include rights to:

Know what categories of Personal Information are collected
Request access to Personal Information
Request correction Request deletion
Obtain information regarding categories of disclosures
Opt-out of certain sales or sharing
Limit certain uses or disclosures of sensitive
Personal Information
Exercise privacy rights without unlawful discrimination

California residents may submit applicable privacy requests using the contact information provided below.

Certain California residents may also have rights concerning disclosures of Personal Information for third parties' direct marketing purposes under applicable California law.

DO NOT TRACK AND GLOBAL PRIVACY CONTROLS

Some browsers and devices provide "Do Not Track," Global Privacy Control, or other privacy preference signals.

Because technical standards and legal requirements continue to evolve, our response may vary depending on the signal, jurisdiction, and technology involved.

Where applicable law requires us to recognize a legally valid opt-out preference signal, we will seek to honor that signal as required.

CHILDREN'S ONLINE PRIVACY AND COPPA

Our general websites and services are intended primarily for adults and are not directed to children under the age of 13.

FBS Consulting Solutions, LLC recognizes applicable requirements of the Children's Online Privacy Protection Act ("COPPA").

We do not knowingly collect Personal Information from children under the age of 13 without verifiable parental or legal guardian consent where such consent is required by law.

If we become aware that we collected Personal Information from a child under 13 in violation of applicable law, we will take reasonable steps to delete that information.

A parent or legal guardian who believes that a child under the age of 13 submitted Personal Information to FBS Consulting Solutions, LLC may contact us to request review, correction, or deletion of that information.

Certain products, assessments, coaching programs, consulting services, purchases, or other services may be limited to individuals age 18 or older. Where a specific age requirement applies, that requirement may be stated in connection with the particular service.

PRIVACY OF INFORMATION ABOUT OTHER PEOPLE

Users should not provide Personal Information concerning another individual unless they are authorized or otherwise legally permitted to do so.

This is particularly important when completing assessments, coaching forms, relationship questionnaires, business forms, or other services that may involve information concerning spouses, family members, employees, customers, business partners, or other third parties.

FBS Consulting Solutions, LLC is not responsible for a user's unauthorized submission of another person's Personal Information.

CHANGES IN BUSINESS PRACTICES

We may modify our services, platforms, technology providers, advertising methods, business relationships, or data-processing activities over time.

When those changes materially affect the practices described in this Privacy Policy, we may update this Policy accordingly.

CONTACT US

Questions, concerns, or requests regarding this Privacy Policy or our handling of Personal Information may be directed to:

FBS Consulting Solutions, LLC
Attn: Privacy Policy Officer
961 Roberts Branch Parkway, Suite 106 #235
Columbia, South Carolina 29203
United States

Email: [email protected]
Website: fbsconsultingsolutions.com